Process of determining insurance premiums for a group that is based wholly or partially on that particular group’s past use of services and expenses incurred. (Contrast with community rating and modified community rating.)
Spouses, children, in-laws and other relatives and friends who volunteer to help with personal care, medication management and a range of household and financial matters. Sometimes referred to as “informal caregiver.”
Health care plans offered to federal civilian employees who can annually choose among a number of approved, community-rated private health insurance plans. The federal government pays a major portion of the cost of the coverage.
Percentage used to determine the amount of federal matching funds for state Medicaid expenditures. Before the recession of 2007-2009, the FMAP was not less than 50 percent or more than 80 percent. Congress increased the federal matching as part of the American...
The federal government’s working definition of poverty that is used as the reference point to determine eligibility for certain public programs, including Medicaid and the Children’s Health Insurance Program. Sometimes called federal poverty level/line...